Choosing Medicare is an important decision, but it doesn't have to be overwhelming. Whether you're turning 65, retiring, or losing employer health coverage, I'll help you understand your Medicare options in plain English so you can enroll with confidence.
Together, we'll compare Medicare plans, review your doctors and prescriptions, explain costs, and answer your questions—at no cost to you.
Complete the Needs Analysis Survey and Compliance Forms to Get Customized Medicare Plan Options Tailored For Your Specific Needs.
Most brokers just show you plans.
But choosing Medicare isn't just picking an insurance plan.
It's deciding how you'll access your doctors, afford your prescriptions, and protect your health for years to come.
My goal isn't to sell you a plan.
It's to help you understand everything you need to know about Medicare, how it works, so you can make the decision that's right for you.
I'll explain Medicare in plain English, answer every question, and stay with you long after enrollment.
I care about your Medicare.

KRISSY TENHAGEN
Licensed Medicare Broker
"When my own father was diagnosed with cancer, I saw firsthand how overwhelming health insurance could become during an already stressful time. That experience shaped how I work with every client today—with patience, honesty, and genuine concern for your health and well-being.
I look after my clients the same way I looked after my Dad."

When you turn 65, Medicare suddenly feels like a foreign language. Part A, Part B, Part C, Part D — it reads like alphabet soup. Medicare penalties and misaligned information can make the decisions involved feel paralyzing. Here's the truth: you're not alone.
The alphabet soup only feels confusing because nobody explains it in human terms.
That's what I'm here to do.
Simple, easy-to-understand Medicare guidance
Compare Medicare Advantage, Medicare Supplement, and Part D prescription drug plans
Review your doctors, hospitals, and prescription coverage
Personalized recommendations based on your healthcare needs
Ongoing support before and after enrollment




Let's chat to see if I can help you with your Medicare, answer your questions, schedule an appointment, or set up a friends and Medicare gathering.

Turning 65 soon? You're probably getting inundated with Medicare mail. Many call centers and insurance carriers rely on sending Medicare beneficiaries information that is confusing, benefits that are deceiving (like free groceries) or fear over penalties.

There are over 100 different plans and options available in Erie country. But there are only a few that cover all your doctors, medications and services you need. Work with an expert who knows the region, providers, plans, and carriers.

The biggest worry people have is the ability to afford their healthcare costs. Many plans and programs offer benefits that help reduce out-of-pocket costs. My job is knowing what they are. I will always find ways to maximize your coverage and benefits while reducing medical costs.
"Met with Krissy and she got me hooked up with a new Medicare policy for 2026 for less money! She was ABSOLUTELY FABULOUS!! Thank you!"
Mark
Medicare Client
"After meeting with Krissy, I would say it was the best move we had made. Krissy so knowledgeable on which health plan provider would be best for me. She has a visual that makes it all simple and understandable I am fully confident in trusting her..."
I am fully confident in trusting her...
Magaret B.
Medicare Client
"Krissy took time to explain the changes to the different Medicare Advantage plans. This year's changes are very confusing,. I left the office feeling good about my decisions."
Jane. O
Medicare Client
Read more reviews about Krissy Tenhagen on Google by clicking the Google Reviews button.
Three Simple Steps to Have Your Customized Options Prepared and Ready for You
Consent Forms: Complete the Permission to Contact and Scope of Appointment Forms.
Medications and Doctors: Complete the Needs Assessment and provide your medications, doctors, pharmacy, and optional health conditions.
Schedule your appointment. Select the appoint type, day and time you'd like.
What I Do to Ensure You Have the Right Plan and Coverage
Using state-of-the-art technology and attention to detail to save you time and money
I do the extra work and attention to detail that most agents and brokers won't do.
We use the newest technologies to research networks, drug formularies, and ways to reduce out-of-pocket costs. You'll receive an easy to ready plan comparison with different coverage options. I triple check your providers are in-network and medications fully covered. You can feel confident knowing you won't face unexpected surprises about your current care being covered.




I make sure your medications are covered by checking each carrier and plan's formulary. I triple check your doctors' networks and plan participation
I triple check all of your doctors' networks and plan participation. This includes not just your Primary Doctor, but your specialists, lab, and other facilities.
Understanding your total out-of-pocket costs are essential. I look for available programs you may qualify for to reduce costs and any additional ways to save money.
After doing the deep research in ensuring all your prescription, doctor, and health needs are met. I present you plan options from different plans and carriers.
Intake Forms Include:
Scope of Appointment: Medicare required
Needs Assessment: Submit your list of doctors and medications on this form. I'll have options and quotes ready when we meet.
Permission to Contact: provides permission to be contacted by me
Click Book a Call to schedule a no-obligation Medicare Call to see if I can help.
Have questions before we start? Book a call to learn if I can help.
Schedule your next appointment on our call and complete required forms by email.
Permission to Contact: provides permission to be contacted by me & Medicare required.
Interested in learning about Medicare changes, provider updates, helpful tips and ways to reduce your out-of-pocket costs?
Complete the Contact Form to request to be contacted about your Medicare.
I never spam and send once monthly newsletters to share helpful, important information. I vehemently protect your privacy. Your information is never shared, sold or distributed.

Top rated Agent

National Association of Benefits and Insurance Professionals

America's health Insurance Plans

Affiliated Broker
Check out my YouTube channel for straightforward tips on making the most of your Medicare experience—empower yourself with knowledge!
Office:
Davies Agency Office
6541 Webster Road.
Orchard Park, NY 14127
Phone: 716-320-7253
Email: hello@krissytenhagen.com | krissy@daviesagency.net
NYS Licensed Health Insurance Broker
Krissy Tenhagen NPN# 20456581
© 2026 The Tenhagen Agency LLC
A Davies Agency Affiliated Broker